Individuals who travel overseas for extended period of time, or non-US citizens who spend time in the US, need to consider their health insurance needs prior to traveling. For those who travel for at least 6 months at a time, the health insurance plan they have in their home country may not cover them while traveling abroad.

Every traveler, whether they are traveling for business or pleasure, should consider purchasing an international travel health insurance plan prior to leaving home. By protecting themselves and their family, they can save money and feel confident that they will receive good medical care no matter where they travel.

Short term travel insurance plans typically only offer coverage for emergency care, while long term worldwide travel insurance also includes coverage for preventative care after a waiting period. With a long term plan, you can enjoy low-cost physician visits and reliable coverage for health screenings and medical care.

Plans that include worldwide travel insurance, like those offered by Global Citizen, typically offer a wide range of coverage, including deductibles that can range from $0 for Elite customers up to $25,000 for the lower-tier plans. Having the flexibility to select a deductible you are comfortable with is important to consider when you are planning for an extended stay overseas.

For those who plan on returning to their home country for short visits during their stay abroad, worldwide health insurance for long term trips often includes coverage for care in the US and outside of the US. With this kind of coverage, travelers can go back and forth seamlessly without any gaps in coverage.

In addition to routine care, international travel health insurance also includes coverage for surgery and inpatient care, physical therapy and prescriptions. Having the ability to receive the same medical coverage for services performed outside of your home country is a great way to reduce your medical bills and save money during your trip.

While living abroad, it’s easy to protect your family with the affordable rates and numerous deductible options that international travel insurance plans offer. You don’t have to worry when traveling between your home country and your overseas home since you will be protected during your entire stay.

If you are preparing for an extended overseas stay, you need to consider purchasing a worldwide health insurance plan. No matter where your destination is, with the right worldwide travel insurance plan, you can receive coverage for emergencies and receive high-quality medical care for the duration of your travels.

Dan Miller frequently writes about worldwide health insurance

categories: travel,insurance,health,finance,vacation,international travel,holiday,leisure